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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Mike and Marianne Gaertner , a proven Maui, West Maui and Kaanapali, Hawaii NUMBER1EXPERT™ Top Selling real estate agents. Find Maui, West Maui and Kaanapali Homes - Find Maui, West Maui and Kaanapali, Hawaii real estate listings & homes for sale provided by Mike and Marianne Gaertner , your local expert real estate agents. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Mike and Marianne Gaertner , a proven Maui, West Maui and Kaanapali, Hawaii NUMBER1EXPERT™ Top Selling real estate agents. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Mike and Marianne Gaertner , a proven Maui, West Maui and Kaanapali, Hawaii NUMBER1EXPERT™ Top Selling real estate agents. Maui, West Maui and Kaanapali Information - Find local information on Maui, West Maui and Kaanapali, Hawaii including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Mike and Marianne Gaertner , a proven NUMBER1EXPERT™ Top Selling real estate agents. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Mike and Marianne Gaertner , a proven Maui, West Maui and Kaanapali, Hawaii NUMBER1EXPERT™ Top Selling real estate agents. About Mike and Marianne Gaertner - Information about Mike and Marianne Gaertner including testimonials, guarantees, credentials, and contact information. Learn why Mike and Marianne Gaertner is a proven Maui, West Maui and Kaanapali, Hawaii NUMBER1EXPERT™ Top Selling real estate agents. 
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Making An Offer >Evaluating the First Offer
Your dining room table is the scene of high drama. Your home has been listed for sale for six weeks, and finally, the first offer has come in. You are meeting with the agents, and are very excited until they mention the price--it is a lot less than you expected.
Before you feel offended, however, remember that the first offer is often just the beginning of a negotiating process. Your agent can help you weigh the good and bad points, evaluating the price in relationship to the terms or conditions of the sale. Sometimes an offer with a low price can look quite attractive once you understand all of the terms. If you are willing to make some compromises, the buyers may accept a counter offer that will give you more money. A lower price from highly qualified buyers may be better than one from people who may have difficulties with financing. Keep in mind that your first negotiated price is often your best price!
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| Q |
What is a VA home loan?
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| A |
The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans. |
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Mike Gaertner , R(B) ABR
West Maui
Strategic Development Group
Coldwell Banker Island Properties
10
Hoohui Road Suite 109
Lahaina, HI 96761
Toll Free: 888-Me-4-Maui
(634-6284)
Cell: 808-281-7540
Fax: 808-669-8228
Personal:
Mike@MikeGaertner.com
Marianne Gaertner, R(S)
Coldwell
Banker Island Properties
10 Hoohui Road Suite 109
Lahaina, HI
96761
Toll Free: 888-Me-4-Maui (634-6284)
Cell: 808-281-1745
Fax:
808-669-8228
Personal: MLGaertner@aol.com
With over 30 years high level
international marketing, sales and negotiation experience, we are unique to
Maui and well suited to provide the proven expertise, local knowledge and
personal focus you
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