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All agents are NOT alike! You deserve nationally recognized real estate professionals.Call us Toll Free anytime at 888-Me-4-Maui (634-6284)!
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Sense Of Urgency And Perseverance
"Mike Has Played An Important Role In Allowing Us To Expand Our Business To Hawaii."
"Bob Soudan Jr.-SHS Development Company"
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 Compare three
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First Hawaiian Mortgage
Maui's unique properties require a special Island expertise. First Hawaiian Mortgage has the knowledge and experience to help you "Make It Maui."
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Download TripleCalc for FREE. It's Our Gift to You. You can compare three loans at one time with TripleCalc software. The software installs easily on your Windows PC. You don't have to be online to use TripleCalc, like the other calculators on our site. You can leisurely compare three loans from three different lenders, and try different scenarios to see which loan is best for you. TripleCalc would cost you about $30 elsewhere, but you can have it for FREE. It's our gift to you for visiting our Maui, West Maui and Kaanapali web site. You can send copies of TripleCalc to all your friends and associates. Click on the Download link below to get TripleCalc. It's a small file (about 225k) so it will download quickly. Save it on your hard drive, and then double-click on it. You'll see that it installs in a snap... Download
TripleCalc Now!
This is what TripleCalc
will look like on your Windows PC. You can compare 3 loans,
at one time -- and you don't have to be online. TripleCalc
lets you get a leg up on complicated loan comparisons. |
Includes 8 other calculations
you can't do without:
- Simple Mortgages with P.I.T.I.
- Pre-qualifying mortgages
- Plus lease, investment, balloon payment and
other calculators.
- Every calculator uses the super-convenient
"compare three at once" format.
- It's FREE.
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TripleCalc Now!
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TripleCalc Now! |
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Interest Rates >Locking in Loan Rates It is important for both new homebuyers and homeowners who want to refinance to understand how to lock in an interest rate when applying for a mortgage loan. Understanding how rate locks work prepares you to evaluate your options.
While you are in the process of applying for your mortgage loan, interest rates will most likely fluctuate from day to day and week to week. If you want assurance that the wonderfully low interest rate on your loan will not increase while you are waiting for loan approval, ask for a rate lock. A conventional rate lock is a guarantee from the lender that your mortgage will carry a particular interest rate, with specific, predetermined points and fees.
The interest rate is "locked in" for a specified period of time, usually thirty days. When you call a lender for a rate quote, ask how long that rate will last for. If you think you might need more than thirty days to complete your home purchase or refinance, tell your lender how many days you will require, and they will give you an adjusted rate quote.
Rate locks are especially useful if interest rates are on the upswing, and you are concerned about ending up with higher monthly payments. If you cannot afford the risk of a further interest rate increase, lock in your loan rate now.
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| Q |
What is considered the world's tallest building?
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| A |
The 185-story CN Tower in Toronto, Canada is the world's tallest free-standing building, rising to 1,815 feet. |
| See More Real Estate Trivia > |
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Mike Gaertner , R(B) ABR
West Maui
Strategic Development Group
Coldwell Banker Island Properties
10
Hoohui Road Suite 109
Lahaina, HI 96761
Toll Free: 888-Me-4-Maui
(634-6284)
Cell: 808-281-7540
Fax: 808-669-8228
Personal:
Mike@MikeGaertner.com
Marianne Gaertner, R(S)
Coldwell
Banker Island Properties
10 Hoohui Road Suite 109
Lahaina, HI
96761
Toll Free: 888-Me-4-Maui (634-6284)
Cell: 808-281-1745
Fax:
808-669-8228
Personal: MLGaertner@aol.com
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