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Mike and Marianne Gaertner

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All agents are NOT alike! You deserve nationally recognized real estate professionals.Call us Toll Free anytime at 888-Me-4-Maui (634-6284)!

Special Offers
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Testimonials
"WAY ABOVE AND BEYOND "
"Our first choice and only choice in real estate."
"Michael and Julie Gordon"
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TripleCalc
Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Mike and Marianne Gaertner are Top Selling Experts
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School Reports
See the nation's top rated reports for Schools in Maui, West Maui and Kaanapali >


Latest Listings
Get the Latest Listings Before Anyone Else!
As soon as we list another home for sale, we'll email you. You'll know first.
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Affiliates
First Hawaiian Mortgage
Maui's unique properties require a special Island expertise. First Hawaiian Mortgage has the knowledge and experience to help you "Make It Maui."
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Latest News
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Mortgage Calculators
Welcome > Resources > Mortgage Calculators > Monthly Payments & Schedule ...

The Best Mortgage Calculators On the Web! 

Please try our Java loan and mortgage calculators. They take a minute to load, but they are worth it! 

Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Try each calculator with different interest rates, loan amounts, and payment schedules. 

The mortgage repayment schedule and other reports are fully customizable - just for your home, your interest rate, your loan amount, your taxes, and more. 

Would you like a print out, for your records and future reference? Each calculator includes a View Report button. Click it, hit print, and you have a report, customized just for you... 

Monthly Payments & Schedule

Use this calculator to generate an amortization schedule for your current mortgage. Quickly see how much interest you will pay and your principal balances. You can even determine the impact of any principal prepayments! Press the "View Report" button for a full yearly or monthly amortization schedule.

This Financial Calculator requires a Browser with Java Support


Definitions

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Prepayment type
The frequency of prepayment. The options are: none, monthly, yearly, and one-time payment.

Prepayment amount
Amount that will be prepaid on your mortgage. This amount will be applied to the mortgage principal balance, based on the prepayment type.

Start with payment
This is the payment number that you prepayments will begin with. For a one time payment, this is the payment number that the single prepayment will be included in. All prepayments of principal are assumed to be received by your lender in time to be included in the following month's interest calculation. If you choose to prepay with a one-time payment for payment number ZERO, the prepayment is assume to happen before the first payment of the loan.

Savings
Total amount of interest you will save by prepaying your mortgage.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.



School Reports in Maui, West Maui and Kaanapali, Hawaii
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Hawaii Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Maui, West Maui and Kaanapali 



Real Estate Tips
Buying Land and New Construction >Building With Help From Brokers

Did you know that, for no additional cost, you can be represented by a real estate broker in conjunction with purchasing a home from a builder? Homebuilders are accustomed to working with real estate brokers and often their commission is already covered in their marketing and promotion costs. A broker can provide objectivity and guidance in designing your home and help you select amenities that will lead to a more advantageous resale. He or she can help coordinate the sale of your present home and the closing of the new one. Many brokers offer guaranteed home sale programs so that when your new home is finished, the real estate company will buy your previous home at a pre-agreed price to prevent you from owning two homes at one time; and can usually arrange the occupancy agreeable to all parties. Take advantage of using your real estate broker in conjunction with building your new home at no additional cost.

See All Tips In The "Buying Land and New Construction" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is the busiest airport in the world?

A 
According to the Airports Council International, the Hartsfield International Airport in Atlanta, Georgia is currently the busiest airport in the world, serving 76.87 million passengers per year.
See More Real Estate Trivia >


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Mike and Marianne Gaertner , REALTOR®, real estate agent and broker for Maui, West Maui and Kaanapali Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike and Marianne Gaertner , REALTOR®, real estate agent and broker for Maui, West Maui and Kaanapali Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Gaertner , R(B) ABR
West Maui Strategic Development Group

Coldwell Banker Island Properties
10 Hoohui Road Suite 109
Lahaina, HI 96761
Toll Free: 888-Me-4-Maui (634-6284)
Cell: 808-281-7540
Fax: 808-669-8228
Personal: Mike@MikeGaertner.com

Marianne Gaertner, R(S)
Coldwell Banker Island Properties

10 Hoohui Road Suite 109
Lahaina, HI 96761
Toll Free: 888-Me-4-Maui (634-6284)
Cell: 808-281-1745
Fax: 808-669-8228
Personal: MLGaertner@aol.com

With over 30 years high level international marketing, sales and negotiation experience, we are unique to Maui and well suited to provide the proven expertise, local knowledge and personal focus you deserve.

REALTORABRMLSEqual Housing


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NUMBER1EXPERTS™ in real estate for Maui, West Maui and Kaanapali, Hawaii, vacation, luxury

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