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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Maui real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Maui, West Maui and Kaanapali, Hawaii

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Selling Your Home >Full Disclosure

If you are about to list a home that you have lived there for many years, you know that it is not perfect. For example, there might be a leak in the basement that is noticeable only after a heavy rain. Your garage door might stick, and the dishwasher may be prone to work stoppages.

Every home has a few quirks. When it is time to sell your home, you have a choice of either making the necessary repairs or letting the buyers know about the problems. Material defects must be fully disclosed. Some buyers will order a structural inspection in order to learn exactly what they will be getting. Even if the buyers don't ask for an expert to look at the house, it is the seller's responsibility to disclose any known defects in the property. The seller's agent will provide the disclosure form, wherein the seller may itemize any problems. Sellers may avoid any real estate lawsuits over undisclosed defects by making repairs before the sale or agreeing to a price adjustment during the transaction if defects are discovered.

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Q	What is the most common street name in the US?
A	Second Street ranks as the most common street name. First Street is not #1 because many "First" streets are called "Main" Street.
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Mike and Marianne Gaertner , REALTOR®, real estate agent and broker for Maui, West Maui and Kaanapali Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Mike Gaertner , R(B) ABR
West Maui Strategic Development Group
Coldwell Banker Island Properties
10 Hoohui Road Suite 109
Lahaina, HI 96761
Toll Free: 888-Me-4-Maui (634-6284)
Cell: 808-281-7540
Fax: 808-669-8228
Personal: Mike@MikeGaertner.com

Marianne Gaertner, R(S)
Coldwell Banker Island Properties
10 Hoohui Road Suite 109
Lahaina, HI 96761
Toll Free: 888-Me-4-Maui (634-6284)
Cell: 808-281-1745
Fax: 808-669-8228
Personal: MLGaertner@aol.com

With over 30 years high level international marketing, sales and negotiation experience, we are unique to Maui and well suited to provide the proven expertise, local knowledge and personal focus you deserve.

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